Real Estate Financing That Moves as Fast as You Do.

Merchants Mortgage specializes in real estate investment loans designed for

speed, flexibility, and results. From fix-and-flip and ground-up construction to

multifamily, bridge, and DSCR loans, we deliver the capital and expertise to help you

scale with confidence.

Our experienced team offers competitive terms, quick pre-qualification, and hands-on

guidance through every stage of the process.

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Our Loan Products

Fix & Flip

Short-term loans for the acquisition and improvement residential investment properties

Ground Up Construction

Financing for single family and multi-unit construction projects

Multifamily & Commercial

Fast financing for multifamily and commercial properties

DSCR

Rental-income-driven loans designed to strengthen and scale investor portfolios

Why Choose Us?

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Flexible, adaptable, and adjustable plans to fit your needs.

Every investor’s journey looks different — and your financing should, too.

Whether you’re flipping your first property, scaling a multifamily portfolio, or managing a

growing real estate business, Merchants offers loan programs that evolve with your

goals.

Our team is here to help you every step of the way — offering responsive

communication, personalized guidance, and hands-on support from application to close.

At Merchants, you’ll always work with real people who understand your business and

are invested in your success

Our Happy Clients

★ ★ ★ ★ ★

I was nervous about applying for a mortgage, but their team made everything so simple. I got pre-approved within a day and closed on my new home in less than a month. Couldn’t be happier!

Sarah M., Austin, TX
★ ★ ★ ★ ★

They helped me compare different loan options and explained every detail clearly. I ended up saving thousands thanks to their guidance. Highly recommend to anyone buying a home!

David R., Chicago, IL
★ ★ ★ ★ ★

The process was quick, transparent, and stress-free. The team checked in regularly and made sure I understood every step. I finally got my dream home — all thanks to them!

Jessica L., Miami, FL

Loans made or arranged pursuant to a California Financing Law License. The Department of Financial Protection; Innovation is the supervising regulatory entity.

Merchants Mortgage & Trust Corporation, LLC (“MMTC”), Merchants Funding AZ, LLC (“MFAZ”), Merchants Mortgage NW, LLC (“MMNW”), and Merchants NE, LLC (“MNE”) extend credit secured by real property for business or investment purposes only, not for personal, family, or household use. MMTC provides funding in CO, KS, MO, and TX. MFAZ provides funding in AZ, CA, NM, and UT. MMNW provides funding in HI, MI, MN, MT, NE, OR, WA, and WY. MNE provides funding in AL, CT, DC, FL, GA, ID, IL, IN, LA,ME, MA, MI, MD, NC, NH, NJ, NY, OK, OH, PA, SC, TN, VA, and WI. NMLS: MMTC #148519 | MFAZ #180712 & #388757 | MMNW #1606599 | MNE #1694762 Licenses: CA 60DBO-43763 | AZ BK-0918174 | MN MN-MO-1606599 | NC 437 | OR ML-5570 | TN 1694762 | UT 13134230-NMLC | DC MLB1694762

Merchants Mortgage & Trust Corporation - All Rights Reserved